If you are still working when you turn 65 years old and your employer is still providing you with health insurance, you need to determine if you should join Medicare. When you hit the age of 65, you need to either be covered by Medicare or you need to be covered by a health plan that meets specific requirements.
Your Employer Has to Provide Benefits to a Specific Number of People
First, your employer has to provide coverage for a specific number of people in order to meet the Medicare requirements of being an approved health plan.
Purchasing medical insurance for your family is an extremely important decision. Thus, it is essential to take your time when comparing the different medical insurance plans available to help ensure that you select the right one. There are a number of different factors that come into play when buying a medical insurance plan, so it is in your best interest to understand the different parts of a plan so you know exactly what you're buying.